"Sedate family cars and fuel sippers aren't on the hot list," says Kim Hazelbaker, HLDI senior vice president. "Thieves are after chrome, horsepower, and HEMIs."

The report actually refers to total claim dollars, rather than number of vehicles stolen, with large SUVs leading the way as the most expensive category. Interestingly, GM V8 vehicles dominated the list, with six of the top ten spots. It could be that GM vehicles are more easily stolen, or that their products are just popular – I suspect both. The top 10 stolen vehicles in theft losses 2007-2009 were

1. Cadillac Escalade SUV
2. Ford F-250 crew 4wd pickup
3. Infinity G37 coupe sports car
4. Dodge Charger HEMI sport sedan
5. Chevrolet Corvette Z06 sports car
6. Hummer H2 4wd SUV
7. Nissan Pathfinder Armada SUV
8. Chevrolet Avalanche 1500 pickup
9. Chevrolet Silverado 1500 crew pickup
10. GMC Yukon SUV

2008 Cadillac Escalade (Photos: GM) 

Lowest Theft Losses

Volvo, Saturn, and Nissan Vehicles topped list of vehicles least likely to be stolen. The top ten are…

1. Volvo S80 sedan
2. Saturn VUE 4wd SUV
3. Nissan Murano
4. Saturn VUE
5. Honda Pilot 4wd
6. Subaru Impreza
7. Toyota Prius
8. Mini Cooper
9. Toyota Tacoma double cab 4wd
10. Toyota Sienna 4wd minivan

HGLI press release:

Cadillac Escalade, Ford F-250 pickup, and Infiniti G37
top list of highest insurance claims for theft

ARLINGTON, VA — The rate at which people file insurance claims for theft is highest for versions of the 2007-09 Cadillac Escalade, a luxury SUV, followed by the Ford F-250 crew pickup, Infiniti G37 luxury car, and Dodge Charger with a HEMI engine. Theft rates for these vehicles are 3 to 5 times as high as the average for all vehicles. These are the latest theft loss results for passenger vehicles 1 to 3 years old published by the Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute for Highway Safety.

"Sedate family cars and fuel sippers aren't on the hot list," says Kim Hazelbaker, HLDI senior vice president. "Thieves are after chrome, horsepower, and HEMIs."

Overall theft losses take into account not only the rate at which insurance claims are filed but also the size of the payments for claims, and most of the vehicles with the highest overall theft losses are SUVs and large pickups. The Escalade has ranked worst in overall theft losses in 6 of the past 7 HLDI reports. In fact, all 4 versions of the Escalade head the list of the worst overall losses for theft, with average yearly losses more than 7 times the average for all passenger vehicles. The Escalade EXT 4-door 4-wheel-drive has the highest theft losses of all, with $146 in theft payments per insured vehicle year. This is more than 10 times the $14 average theft payments per year for all passenger vehicles.

The vehicle group with the highest overall theft losses ($82 in theft payments per year) is very large luxury SUVs. Losses for these vehicles are nearly 6 times as high as the $14 average for all passenger vehicles. Very large pickups have the second highest overall theft losses, at $57 per insured vehicle year, and 2-door minicars have the lowest at $4 per insured vehicle year.

Almost 1 of every 4 Escalade theft claims is for $40,000 or more. These vehicles are equipped with standard antitheft ignition immobilizers that are supposed to prevent them from being started without a proper key. The problem, Hazelbaker says, is that "even though Escalades have the latest immobilizer technology, thieves still can put them on flatbeds and haul them away."

HLDI's are the only reported theft results based on the number of insured vehicles on the road. Information on theft losses published by the National Insurance Crime Bureau doesn't take into account the number of each vehicle insured, so the most popular vehicles on the road tend to top this organization's list of most-stolen vehicles. This doesn’t tell an individual owner how likely a particular car is to have a theft claim. To answer that question, HLDI identifies vehicles with the worst theft losses by counting the number of insurance claims by make and model relative to the number of each make and model insured. This indicates the vehicles that are most likely to be theft targets, taking into account their exposure on the road.

New to the worst list:  The Chevrolet Corvette Z06, a high-performance midsize sports car, isn't stolen nearly as often as the other vehicles on the worst list, but claims are expensive when the Z06 does go missing. The average size of an insurance claim payment is $41,229. This compares with $10,118 for a Dodge Charger with a HEMI engine, a large family car that makes the worst list mainly because of how often it’s stolen.

Pickups are a group to watch: "In many cases it’s tough to pinpoint exactly why a vehicle becomes a theft target," Hazelbaker says. “Investigators tell us big work trucks like the Ford F-250/350, Chevrolet Silverado 1500, and Dodge Ram 2500 are attractive not only because of the vehicles themselves but also because of the tools and cargo they carry."

HLDI results take into account theft of a vehicle and also vehicle content. Overall theft losses for pickup trucks climbed steadily between 1999 and 2006 as the US economy boomed but now are decreasing. Still, as a group these vehicles have losses that are at least twice those of cars and SUVs.

Best theft losses:  The Volvo S80, a large luxury car, leads the best list with overall losses equal to 4 percent of the average for all passenger vehicles. Next best are the Saturn VUE 4-wheel-drive midsize SUV and Nissan Murano midsize SUV. The Toyota Prius, a hybrid car, also ranks among the top 10. The 10 best vehicles have overall theft losses less than 15 percent of the average. Average payments for a theft claim are less than one-third the average.

Long-term trends:  Since 1998 the frequency of theft claims for cars and SUVs has declined while average insurance payments per claim have increased. Frequencies have dropped the most for SUVs, declining from 4.9 claims per 1,000 insured vehicle years in 1998 to 2.4 in 2008. (An insured vehicle year is 1 vehicle insured for 1 year, 2 for 6 months each, etc.)

For pickups, the downward trend in claim frequencies that began in 1998 reversed in 2001 and increased through 2006. Meanwhile, average insurance payments per theft claim have risen the most for pickups. SUVs had the highest average payments per claim until 2005, when results for pickups overtook those for SUVs.

“Ford has changed everything about the all-new Explorer, yet it’s still instantly and instinctively recognizable as a Ford Explorer,” said Moray Callum, executive director of North America Design. “We believe that’s because it’s a contemporary interpretation of the same capabilities Explorer has always stood for, without compromise.”

“The all-new Explorer combines bold, evocative design language with a wind- and noise-cheating aerodynamic shape on a rigid unibody platform,” said Melvin Betancourt, design manager. “Explorer has the height, stance, ground clearance and SUV cues that clearly indicate its off-the-beaten-path capabilities.”

The photos reveal a strong look that is distinctly Ford, and yet soft enough that soccer / baseball / hockey moms will be drawn to the design. The vehicle will be powered by either a strong V6 with power numbers that rival its past V8, or its inline 4-cylinder engine with similar power to past V6 offerings. Stay tuned for more details and a test drive report.

Here is the press release:

2011 FORD EXPLORER BRINGS CLASS-LEADING FUEL ECONOMY, PERFORMANCE TO SPORT UTILITY SEGMENT

• All-new Ford Explorer SUV offers best-in-class fuel economy from high-tech powertrains, featuring multiple enhancements to improve mechanical efficiency
• Explorer comes standard with a powerful, fuel-efficient 3.5-liter V6 engine with twin independent variable camshaft timing (Ti-VCT)
• For customers wanting top SUV fuel economy, Explorer offers an optional 2.0-liter EcoBoost^™ I-4 engine delivering V6 power with four-cylinder fuel efficiency
• A pair of six-speed transmissions – unique to each engine – help deliver high performance and engaging driving dynamics with class-leading fuel efficiency

DEARBORN, Mich., July 26, 2010 – Ford’s iconic Explorer has been reinvented and redeveloped to create new expectations for SUV fuel efficiency and performance. It will be the new class leader in its segment with fuel economy improvements reaching more than 30 percent.

“This all-new Explorer adds class-leading fuel efficiency to a legendary portfolio of capability, performance and customer convenience,” said Jim Holland, chief nameplate engineer. “SUV customers in general – and Explorer customers specifically – told us they want the freedom and empowerment Explorer always has stood for, with improved performance and significantly increased fuel economy.”

Offering two new engines – the technologically advanced turbocharged, direct-injection four-cylinder that is the latest in the Ford Motor Company EcoBoost commitment and a responsive, fuel-efficient V6 – the new Explorer balances capability with environmental responsibility.

Explorer V6 sets new standard

The Explorer 3.5-liter V6 is offered as standard equipment across base, XLT and Limited models. Delivering an anticipated improvement in fuel economy of more than 20 percent versus the current Explorer, this smooth and powerful V6 enables intelligent four-wheel drive (4WD) with terrain management. The improvement in efficiency helps Explorer to surpass fuel economy figures for the 2010 Honda Pilot and other vehicles in the segment.

Using Ti-VCT for optimized fuel economy and reduced part-throttle emissions, this engine delivers an estimated 290 horsepower and 255 lb.-ft. of torque.

This V6 engine has been highly developed for the Explorer application, with multiple actions that enhance mechanical efficiency, increase fuel economy, lower emissions, reduce operating costs and bolster durability.

Mechanical efficiency, performance and fuel economy have been improved through Ti-VCT, a low-tension drive belt featuring a one-way clutch for the alternator, a direct-acting mechanical bucket (DAMB) valvetrain with polished buckets to reduce friction, piston-cooling jets, improved bay-to-bay breathing through the cylinder block and composite cam covers that reduce engine weight.

Ti-VCT allows precise, variable control of valve overlap, or the time when intake and exhaust valves are open concurrently. This enables increased mechanical efficiency for improved response and performance, while optimizing fuel economy. In part-throttle conditions, Ti-VCT helps reduce emissions.

The 3.5-liter V6 also features improved deceleration fuel shutoff technology to maximize fuel economy in closed-throttle situations.

The Explorer V6 has been engineered for durability with a chain-driven camshaft, high-strength forged powder metal connecting rods with floating pins, fully counterweighted forged steel crankshaft, a die-cast aluminum deep-sump oil pan and four-bolt main bearing caps with side bolts through the engine block.

Noise, vibration and harshness (NVH) characteristics are controlled and reduced through a tuned composite upper and lower manifold, the silent-chain cam drive and an acoustic engine cover.

The Explorer 3.5-liter V6 delivers best-in-class fuel economy yet offers power to tow up to 5,000 pounds when properly equipped.

EcoBoost 2.0-liter I-4 delivers normally aspirated V6 punch

For SUV drivers seeking maximum fuel efficiency, Ford introduces the all-new Explorer with an available EcoBoost2.0-liter I-4. Combining direct injection of gasoline and turbocharging, this advanced engine delivers performance comparable to normally aspirated competitive V6 engines. Developing up to 237 horsepower at 5,500 rpm, this I-4 delivers 250 lb.-ft. of torque.

Estimated fuel economy improves by more than 30 percent, putting the fuel efficiency of the Ford Explorer in line with sedans such as the 2010 Toyota Camry V6.

Like other Ford EcoBoost engines, peak torque is generated at a low 1,700 rpm across a broad band to 4,000 rpm. This torque plateau makes for flexible, efficient power delivery across a wide range of engine and vehicle speeds, while helping save fuel by making power at lower rpm levels. Ti-VCT, four valves per cylinder and DAMB valve lifters increase mechanical efficiency through improved engine breathing across the broad power and torque bands.

A relatively high compression ratio is enabled by the use of direct gasoline injection, operating at fuel pressures from 2,200 to 2,800 psi. The unique turbocharger is optimally matched to the EcoBoost I-4 engine and SUV vehicle performance behavior. Precise fuel pressure control allows the Explorer I-4 to deliver boosted power at low rpm, without annoying turbo lag.

The EcoBoost I-4 uses 5W30-GF4 oil to reduce friction and reduce cost of ownership through 10,000-mile oil change intervals.

Targeted durability is 10 years, or 150,000 miles. Durability actions include enhanced oil filtration and cleanliness, the addition of an aluminum oil cooler with improved heat dissipation and cast inter-bore cooling inside the aluminum engine block. This engine represents the initial U.S.-market application of the brick-style charge-air cooler, delivering increased thermal efficiency.

The new 2.0-liter EcoBoost engine is being introduced globally by Ford Motor Company, with applications in various products in Europe, Asia and Australia, in addition to the new Explorer.

EcoBoost technology will serve as a key element in Ford’s global sustainability efforts, powering up to 1.3 million vehicles on an annual basis by 2013.

Six-speed transmissions help performance and economy

The unique six-speed transmission paired with each Explorer offers performance and economy advantages with the flexibility of optimum gearing for every situation. Lower gears provide the benefit of improved acceleration from a full stop, while higher gears help increase fuel economy by allowing the engine to operate at lower speeds when cruising.

Explorer XLT and Limited models offer a SelectShift Automatic^™ transmission, allowing drivers to manually change gears using a shifter-mounted +/- toggle switch.

Explorer powertrains have been developed to provide SUV drivers with the power and capability they expect and deserve, coupled with the fuel economy they really want.

# # #

About Ford Motor Company
Ford Motor Company, a global automotive industry leader based in Dearborn, Mich., manufactures or distributes automobiles across six continents. With about 176,000 employees and about 80 plants worldwide, the company’s automotive brands include Ford, Lincoln andMercury, production of which has been announced by the company to be ending in the fourth quarter of 2010, and, until its sale, Volvo. The company provides financial services through Ford Motor Credit Company. For more information regarding Ford’s products, please visit www.ford.com.